Financing Options from D&K Home Services by Enercare

April 24, 2016

Just think: it’s mid-summer, inching closer and closer to triple digits, and your cooling system dies. It just dies. Quits working. No more air conditioning, no more cool air blowing into your home to keep it comfortable. No more anything.

So you call a heating and cooling company to come perform an inspection and they validate what you already knew – it’s time to invest in a new air conditioner. And then they tell you something you didn’t know – your new air conditioner is going to cost more than you imagined, ranging from $7,000 to $70,000, factoring in the type of air conditioning system(s) you want, the style of home(s) you have, and the type of energy source you’d like.

Okay, what now? Spend the season soaking in sweat and devouring popsicles? Or shell out all your savings (and maybe sell a body part) to cover the cost of a new AC unit?

We are here with a different option to help your comfort and your wallet: financing.

The number of people who are planning on financing their latest home improvement project is at 70%. When you consider that the typical consumer in the United States has under $5,000 they can get ahold of, it makes perfect sense. So when life happens and things malfunction, and unexpected expenses such as an HVAC system repair or replacement is mandatory, it is crucial that we have affordable financing options available.

At D&K Home Services by Enercare we have multiple financing options for people looking to replace their heating or air conditioning systems. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available dollars to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period expires.

D&K Home Services by Enercare also offers financing options with a lower monthly fixed payment and a fair interest rate. This is for buyers who may not have the money as quickly but can afford a lower cost every month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and air conditioning system can cost an average of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This payment schedule makes a new heating and cooling system more affordable, while also obtaining an efficient system that will help lower energy bills while providing home comfort.

The financing programs at D&K Home Services by Enercare are included below:

  • Low monthly payments
  • No down payment
  • No annual fees
  • No prepayment penalties
  • Competitive interest rates

With so many options, what are you waiting for? Call D&K Home Services by Enercare today for a free in-home home comfort analysis and we will help you decide which HVAC system is right for your home AND which financing option is best for your life. We can’t wait to work with you!